Justin Waite’s passion for investing was ignited by a fantasy stocks and shares competition at school. A dream job in stockbroking failed to come to pass, and by his mid-20s Justin had drifted through 25 different low-paid jobs – from serving customers in Marks & Spencer, to picking melons on a Moshav in Israel. In 1999 he lost what little money he had during the dotcom bubble. He eventually managed to land a job in radio, which provided him with enough money to start investing again. During the Global Financial Crisis he lost his job and nearly all his money as the markets collapsed.